Tennessee

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Clinton, Tennessee CD Rates – 2-Year

You are viewing rates from banks across Clinton





Below are two-year Certificates of Deposit (CD) rates from banks in Clinton, Tennessee. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Clinton, TN - August 1, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%

| Nov 12, 2018

Helpful w/$ Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

0.85%

$100,000

13.28

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0.74%

$10,000

0.75

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| Mar 1, 2021

And yet again. Two more CD rates offered on this date only on this site not by the bank. Read More

| Jan 27, 2022

I closed account today, due to bank closing. I was slow on thinking, I was charged $5 per account for Cashier's Checks. I should of been offered cash with no charge. My feelings is I should have been give... Read More

0.60%

$10,000

20.79

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0.60%

$10,000

13.28

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0.55%

$10,000

16.45

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0.55%

$10,000

8.54

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0.55%

$10,000

13.88

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0.55%

$10,000

12.77

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0.50%

$10,000

15.57

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| Sep 30, 2021

No Read More

0.50%

$1,000

20.16

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0.50%

$10,000

13.37

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

13.90

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.30%

$10,000

16.20

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

| Dec 30, 2018

Garden14 Read More

Rate History: 0.03% → 0.05%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Clinton, TN - August 1, 2025


Branch Street City State
Fifth Third Bank, National Association
Walker Springs Branch
8331 East Walker Springs Lane Knoxville TN
First Peoples Bank of Tennessee
Knoxville Branch
7100 Kingston Pike Knoxville TN
Southern Bank of Tennessee
East Broad Street Office Branch
151 E Broad St Clinton TN
First Century Bank
Emory Road Branch
600 East Emory Powell TN
Thread Bank
The Citizens Bank Of East Tennessee Branch
606 West Main Street, Suite 202 Knoxville TN
Citizens National Bank
South Knoxville Walmart Branch
7420 Chapman Highway Knoxville TN
First Peoples Bank of Tennessee
Knoxville Branch
7100 Kingston Pike Knoxville TN
United Cumberland Bank
Jacksboro Main Office Branch
2828 Appalachian Hwy Jacksboro TN
TNBANK
Tnbank Branch
401 South Illinois Avenue Oak Ridge TN
Tennessee State Bank
Turkey Creek Branch
11470 Parkside Drive Farragut TN
Mountain Commerce Bank
Cedar Bluff Road Branch
320 North Cedar Bluff Road, Suite 101 Knoxville TN
FirstBank
Farragut Branch
11820 Kingston Pike Knoxville TN
Home Federal Bank of Tennessee
Oak Ridge Branch
1125 Oak Ridge Turnpike Oak Ridge TN
Citizens Bank
Medical Park Drive Branch
256 Medical Park Drive Lenoir City TN
CBBC Bank
Peters Road Branch
125 S. Peters Rd Knoxville TN
Commercial Bank
West Knoxville Branch
10413 Kingston Pike Knoxville TN
Pinnacle Bank
Farragut Office Branch
241 Brooklawn Street Knoxville TN
Hearthside Bank Corporation
Jacksboro Branch
300 Main Street Jacksboro TN
Builtwell Bank
Jacksboro Branch
301 Main St Jacksboro TN
SouthEast Bank
Southeast Bank Branch
12700 Kingston Pike Farragut TN
SouthEast Bank
Southeast Bank Branch
12700 Kingston Pike Farragut TN
First Horizon Bank
Lenior City Branch
510 Highway 321 North Lenoir City TN
Regions Bank
Oliver Springs Branch
727 Main Street Oliver Springs TN
First-Citizens Bank & Trust Company
Farragut Branch
100 Campbell Station Drive Knoxville TN
U.S. Bank National Association
Hardin Valley Road Food City Branch
11501 Hardin Valley Road Knoxville TN
Bank of America, National Association
Oak Ridge Main Branch
795 Main Street West Oak Ridge TN
Regions Bank
Oliver Springs Branch
727 Main Street Oliver Springs TN
Fifth Third Bank, National Association
Walker Springs Branch
8331 East Walker Springs Lane Knoxville TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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